Rental acquisition
Buying an income-producing property with underwriting focused on the asset’s cash flow.
DSCR / Rental financing
Your rental property can qualify the deal.
Financing for real estate investors—centered on the property’s rental income, not solely on personal income documentation.
1–4 unit investment propertiesAcquisition & refinanceConfidential review
01
The central idea
Let the property’s income tell the story.
DSCR stands for Debt Service Coverage Ratio. The lender compares qualifying rental income with the property’s required debt payments.
IncomeQualifying property rent
Measured against the property’s proposed debt service to evaluate its ability to support the loan.
The exact calculation and minimum ratio depend on the lender and transaction.
02
Built for the investor
When DSCR can make sense.
For strong rental economics when conventional documentation creates friction.
Portfolio growth
Building repeatability across multiple investments without relying solely on personal income.
Self-employed investors
When tax returns do not fully reflect current investing capacity or strategy.
Refinance & liquidity
Restructuring a rental or accessing equity while preserving capital for the next opportunity.
03
A concise qualification view
What the review considers.
01
Property income
Qualifying market rent or lease income, evaluated against the proposed debt obligation.
02
Property & purpose
An eligible, non-owner-occupied 1–4 unit investment property for acquisition or refinance.
03
Borrower profile
Credit history, liquidity, reserves, ownership structure, and relevant investing experience.
04
Transaction terms
Leverage, appraisal, loan purpose, prepayment terms, and the complete economics of the deal.
Private property review
Bring us the property.
We’ll help evaluate the fit.
Share the essentials for a focused, confidential conversation directly with Steph Page.
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Your details are used only to evaluate your financing inquiry.